Trade Settlement & Cutoff Times

Corridor	Settlement Time	Description
🇺🇸 Stable to USD	1-2 hours	Stablecoin operations are 24x7 and near instantaneous to USD. Wire Operations are on the Fedwire network, during the eastern business hours, subject to wire transfer windows of 9:30am and 4:30pm Eastern time on weekdays (excluding holidays). Once a wire has been picked up, it typically takes 1-2 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇪🇺 Stable to EUR	2-3 hours	Stablecoin and SEPA payment operations are 24x7. Conversion from stablecoin to EUR typically takes less than an hour. Once the stablecoin is converted, it may take up to 1-2 hours to reach its final destination depending on beneficiary bank being enabled for SEPA Instant.
🇬🇧 Stable to GBP	2-3 hours	Stablecoin and FAST payment operations are 24x7. Conversion from stablecoin to GBP typically takes less than an hour. Once the stablecoin is converted, it typically takes 1-2 hours to reach its final destination.
🇧🇷 Stable to BRL	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to BRL typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach its final destination.
🇲🇽 Stable to MXN	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to MXN typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach its final destination.
🇵🇭 Stable to PHP	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to PHP typically takes less than an hour. Once the stablecoin is converted, depending on deposit time, it may take 1-12 hours to disburse fiat to its final destination. For more details, click here.
🇨🇴 Stable to COP	2-3 hours	Payment operations are between 8:30am and 1pm Colombia local time on weekdays (excluding holidays). COP will be delivered on the same day or next day depending on the beneficiary's bank account. Transfers executed after the cutoff time on Friday are settled on Monday.
🇸🇬 Stable to SGD	3-4 hours	Stablecoin and FAST payment operations are 24x7. Conversion from stablecoin to SGD typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇮🇳 Stable to INR	3-4 hours	Stablecoin and IMPS payment operations are 24x7. Conversion from stablecoin to INR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇮🇩 Stable to IDR	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to IDR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇰🇷 Stable to KRW	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to KRW typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇹🇭 Stable to THB	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to THB typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇻🇳 Stable to VND	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to VND typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇳🇬 Stable to NGN	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to NGN typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach its final destination.
🇬🇭 Stable to GHS	1-2 hours	Stablecoin and mobile money operations are 24x7. Conversion from stablecoin to GHS typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach the beneficiary's mobile money wallet.
🇰🇪 Stable to KES	1-2 hours	Stablecoin and mobile money operations are 24x7. Conversion from stablecoin to KES typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach the beneficiary's mobile money wallet.
🇲🇾 Stable to MYR	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to MYR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇭🇰 Stable to HKD	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to HKD typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇯🇵 Stable to JPY	1 business day	Payment operations are during Japanese banking hours on weekdays (excluding holidays). Conversion from stablecoin to JPY typically takes less than an hour. Once the stablecoin is converted, it typically takes 1 business day to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇦🇺 Stable to AUD	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to AUD typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇨🇳 Stable to CNY	3-4 hours	Payment operations are during Chinese banking hours on weekdays (excluding holidays). Conversion from stablecoin to CNY typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇱🇰 Stable to LKR	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to LKR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇳🇵 Stable to NPR	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to NPR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇦🇪 Stable to AED	3-4 hours	Stablecoin operations are 24x7. AED payouts are sent over SWIFT during UAE banking hours on weekdays (excluding holidays). Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇹🇷 Stable to TRY	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to TRY typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇨🇦 Stable to CAD	3-4 hours	Payment operations are during Canadian banking hours on weekdays (excluding holidays). Conversion from stablecoin to CAD typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇦🇷 Stable to ARS	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to ARS typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇨🇱 Stable to CLP	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to CLP typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇧🇴 Stable to BOB	3-4 hours	Payment operations are during Bolivian banking hours on weekdays (excluding holidays). Conversion from stablecoin to BOB typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇵🇪 Stable to PEN	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to PEN typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇩🇴 Stable to DOP	3-4 hours	Payment operations are during Dominican banking hours on weekdays (excluding holidays). Conversion from stablecoin to DOP typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇿🇦 Stable to ZAR	3-4 hours	Payment operations are during South African banking hours on weekdays (excluding holidays). Conversion from stablecoin to ZAR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇪🇹 Stable to ETB	3-4 hours	Payment operations are during Ethiopian banking hours on weekdays (excluding holidays). Conversion from stablecoin to ETB typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇹🇿 Stable to TZS	3-4 hours	Payment operations are during Tanzanian banking hours on weekdays (excluding holidays). Conversion from stablecoin to TZS typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇷🇼 Stable to RWF	3-4 hours	Payment operations are during Rwandan banking hours on weekdays (excluding holidays). Conversion from stablecoin to RWF typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇧🇫 🇨🇮 🇲🇱 🇹🇬 Stable to XOF	3-4 hours	Payment operations are during local banking hours in Burkina Faso, Côte d'Ivoire, Mali and Togo on weekdays (excluding holidays). Conversion from stablecoin to XOF typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.