Trade Settlement & Cutoff Times

Corridor	Settlement Time	Description
🇺🇸 Stable to USD	1-2 hours	Stablecoin operations are 24x7 and near instantaneous to USD. Wire Operations are on the Fedwire network, during the eastern business hours, subject to wire transfer windows of 9:30am and 4:30pm Eastern time on weekdays (excluding holidays). Once a wire has been picked up, it typically takes 1-2 hours to reach its final destination. Transfers executed after the cutoff time on Friday are settled on Monday.
🇪🇺 Stable to EUR	2-3 hours	Stablecoin and SEPA payment operations are 24x7. Conversion from stablecoin to EUR typically takes less than an hour. Once the stablecoin is converted, it may take up to 1-2 hours to reach its final destination depending on beneficiary bank being enabled for SEPA Instant.
🇬🇧 Stable to GBP	2-3 hours	Stablecoin and FAST payment operations are 24x7. Conversion from stablecoin to GBP typically takes less than an hour. Once the stablecoin is converted, it typically takes 1-2 hours to reach its final destination.
🇧🇷 Stable to BRL	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to BRL typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach its final destination.
🇲🇽 Stable to MXN	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to MXN typically takes less than an hour. Once the stablecoin is converted, it takes less than an hour to reach its final destination.
🇵🇭 Stable to PHP	1-2 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to PHP typically takes less than an hour. Once the stablecoin is converted, depending on deposit time, it may take 1-12 hours to disburse fiat to its final destination. For more details, click here.
🇨🇴 Stable to COP	2-3 hours	Payment operations are between 8:30am and 1pm Colombia local time on weekdays (excluding holidays). COP will be delivered on the same day or next day depending on the beneficiary's bank account. Transfers executed after the cutoff time on Friday are settled on Monday.
🇸🇬 Stable to SGD	3-4 hours	Stablecoin and FAST payment operations are 24x7. Conversion from stablecoin to SGD typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇮🇳 Stable to INR	3-4 hours	Stablecoin and IMPS payment operations are 24x7. Conversion from stablecoin to INR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇮🇩 Stable to IDR	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to IDR typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇰🇷 Stable to KRW	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to KRW typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇹🇭 Stable to THB	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to THB typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.
🇻🇳 Stable to VND	3-4 hours	Stablecoin and local payment operations are 24x7. Conversion from stablecoin to VND typically takes less than an hour. Once the stablecoin is converted, it typically takes 2-3 hours to reach its final destination.